Fee Free Banking

How to avoid Paying Transactions Fees

Avoiding excess transaction fees is easy. Here's how.

• Internet Banking: Obtain balances, transfer funds between accounts and externally. BPAY® your bills. All Internet transactions are fee-free.
• BPAY your bills: All BPAY transactions whether by phone or via NetBank are fee-free transactions.
• Visa: use your Visa Debit Card wherever the Visa symbol is displayed. Specify that you wish to pay by Visa, pressing the "Credit" button and sign for the purchase. This is a fee-free transaction.
• Direct Debit: As an alternative to making periodical payments, or writing cheques, pay your regular payments by direct debit. This is a fee-free transaction..
• Make fewer cash withdrawals: If you’re withdrawing cash at an ATM, think ahead and
  draw out enough for future needs. Likewise, when purchasing goods by EFTPOS, ask for extra cash at the same time – it will only count as one transaction.
• Ensure you have sufficient cleared funds: Avoid paying dishonour fees, transfer fees or declined ATM fees, by making sure you have sufficient cleared funds in your account before writing a cheque or attempting a withdrawal. By making a quick call to our Telephone Banking service on 1300 366 767 you will be able to verify your balance/s.
• Investigate further accounts/loans etc which may be beneficial to you:
  Check out our full range of products & services – you’ll find them extremely competitive. Consider transferring your banking business to your Credit Union, thereby increasing your opportunity to receive further free transactions.

Additional Fee-Free Transactions

We also offer the following fee free transactions:

• All deposits (including Payroll, Direct Credits, Bank@Post and over the counter)
• VISA debit purchases – when you select the ‘CR’ button and sign for the transaction
• VISA payments by phone or Internet
• Direct Debits
• Payments by BPAY
• All transactions via our Internet banking service

As an added bonus we have:

• No account keeping fees
• No annual VISA Debit Card fee
• FREE issue of member cheque book

Member Loyalty Program

Our Member Loyalty Program rewards members who are strong supporters of the Credit Union by providing them with more free transactions. Learn more about our Member Loyalty Program.

Questions?

If you have any questions, please contact us