Savings/Term Deposits Interest Rates

WOOLWORTHS EMPLOYEES’ CREDIT UNION LIMITED – Savings and Term Deposit Interest Rates.

SAVINGS INTEREST RATES – current as at 4 September 2019

Access Account* S1 Interest Rates
Less than $5,000 0.00% p.a.
$5,000-$9,999 0.00% p.a.
$10,000-$19,999 0.00% p.a.
$20,000-$49,999 0.00% p.a.
$50,000 or more 0.00% p.a.
Budget Account** S3 Interest Rates
Less than $5,000 0.00% p.a.
$5,000 – $9,999 0.00% p.a.
$10,000 – $19,999 0.00%pa
$20,000 – $49,999 0.00% p.a.
$50,000 or more 0.00% p.a.
SaverPlus*** S6 Interest Rates
$1 – $4,999 0.30% p.a.
$5,000 – $9,999 0.30% p.a.
$10,000 or more 0.50% p.a.
Cash Management# S7 Interest Rates
$1 – $4,999 0.10% p.a.
$5,000 – $9,999 0.25% p.a.
$10,000 – $49,999 0.50% p.a.
$50,000 – $99,999 0.80% p.a.
$100,000 or more 1.00% p.a.
Christmas Club* S2 Interest Rate
All balances 0.50% p.a.
Goal Account*** S9 Interest Rate
All balances 0.50% p.a.
NetPlus# S10 Interest Rate
All balances 1.00% p.a.
Retirement Account# S20 (Conditions apply) Interest Rate
$1 – $100,000 1.10%pa
$100,001 or more 1.40%pa

* Interest calculated daily, paid annually. ** Interest calculated on minimum monthly balance, paid annually. *** Interest calculated daily, paid bi-annually. # Interest calculated daily, paid monthly.

TERM DEPOSIT INTEREST RATES – current as at 4 September 2019

Term Deposits $2,000 to $4,999 $5,000 to $24,999 $25,000 to $49,999 $50,000 or more
24 Months 1.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.
12 Months 1.00% p.a. 2.15% p.a. 2.15% p.a. 2.15% p.a.
9 Months 1.00% p.a. 2.10% p.a. 2.10% p.a. 2.10% p.a.
6 Months 1.00% p.a. 2.10% p.a. 2.10% p.a. 2.10% p.a.
3 Months 1.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.

* All Term Deposit interest rates are per annum. Interest rates may be negotiable for deposits $25,000 and over. *

Questions?

If you have any questions, please contact us Enquire Now
Woolworths Employees’Credit Union Limited (ABN 67 087 651 803 AFSL 240720) is the issuer of these products. You should consider the Account and Access Facility, Conditions of Use in deciding whether or not to acquire any of these products. An Account and Access Facility, Conditions of Use may be obtained by contacting us on 1300 665 553 or from our website at www.wecu.com.au. Any advice contained in this brochure is general advice only and does not take into account your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness. If you need more specific advice, we suggest you contact one of our offices. Term Deposit Interest rates are calculated daily at the interest rate advertised for the term and paid annually, on anniversary and on maturity of the investment. Interest rates are current at the time of printing. Please contact us on the above number to confirm these interest rates. Terms and Conditions, Fees and Charges apply and are available upon request.