Savings/Term Deposits Interest Rates

Savings Interest Rates – Current as at 1 March 2017

Access Account* S1 Interest Rates
Less then $5,000 0.00% p.a.
$5,000-$9,999 0.00% p.a.
$10,000-$19,999 0.00% p.a.
$20,000-$49,999 0.00% p.a.
$50,000 or more 0.00% p.a.
Cash Management# S7 Interest Rates
$1-$4,999 0.15% p.a.
$5,000-$9,999 0.40% p.a.
$10,000-$49,999 0.65% p.a.
$50,000-$99,999 1.05% p.a.
$100,000 or more 1.25% p.a
Budget Account** S3 Interest Rates
Less than $5,000 0.00% p.a.
$5,000-$9,999 0.00% p.a.
$10,000-$19,999 0.00% p.a.
$20,000-$49,999 0.00% p.a.
$50,000 or more 0.00% p.a
SaverPlus*** S6 Interest Rates
$1-$4,999 0.40% p.a.
$5,000-$9,999 0.40% p.a.
$10,000 or more 0.65% p.a.
Goal Account*** S9 Interest Rate
All balances 0.65% p.a.
Christmas Club* S2 Interest Rate
All balances 0.75% p.a.
NetPlus# S10 Interest Rate
All balances 1.25% p.a.
Deeming Accounts # Interest Rate S20 Interest Rate S21
(Conditions apply) Singles Couples
$1 – $48,600 1.75%pa  
$48,601 or more 3.25%pa  
$1 – $80,600   1.75%pa
$80,601 or more   3.25%pa

*Interest calculated daily, paid annually.**Interest calculated on minimum monthly balance, paid annually.
***Interest calculated daily, paid bi-annually.# Interest calculated daily, paid monthly.

Term Deposits – Current as at 1 March 2017

Term Deposits $2,000 to $4,999 $5,000 to $24,999 $25,000 to $49,999 $50,000 or more
24 Months 1.50% p.a. 2.70% p.a. 2.70% p.a. 2.70% p.a.
12 Months 1.00% p.a. 2.70% p.a. 2.70% p.a. 2.70% p.a.
9 Months 1.00% p.a. 2.40% p.a. 2.40% p.a. 2.40% p.a.
6 Months 1.00% p.a. 2.40% p.a. 2.40% p.a. 2.40% p.a.
3 Months 1.00% p.a. 2.20% p.a. 2.20% p.a. 2.20% p.a.

* All Term Deposit interest rates are per annum. Interest rates may be negotiable for deposits $25,000 and over. *

Questions?

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*Interest calculated daily, paid annually.

**Interest calculated on minimum monthly balance, paid annually.

***Interest calculated daily, paid bi-annually.

# Interest calculated daily, paid monthly.

Woolworths Employees’ Credit Union Limited (ABN 67 087 651 803 AFSL 240720) is the issuer of these products. You should consider the Product Disclosure Statement in deciding whether or not to acquire any of these products. A Product Disclosure Statement may be obtained by contacting us on 1300 665 553, or from our website at www.wecu.com.au. Any advice contained in this brochure is general advice only and does not take into account your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness. If you need more specific advice, we suggest you contact one of our offices. Interest rates are calculated daily at the rate advertised for the term and paid annually on anniversary and on maturity of the investment. Interest rates are current at the time of printing. Please contact us on the above number to confirm these interest rates. Terms and conditions, fees and charges apply and are available upon request.